Mutual Funds

Mutual Funds are pools of money which are invested in various securities by expert money managers.

With over 5000 mutual funds currently accessible in the market, the options and choices available to the average investor can be nothing short of overwhelming.

1. So the question is…what to choose? And how do you go about making that choice?
   
   
   • We feel that the fund that offers the potential to outperform the rest is key to effective investing.
     
     
   • Our management team has developed a proprietary Selection Process that filters the field down to a Short List of Mutual Funds that we feel offer the best opportunity for above average return on investment combined with lower than average risk.
     
     
2. How do you construct the optimal mutual fund portfolio mix tailored to your specific needs and risk tolerance? We can help you:
   
   
   • Determine your investment objectives and match your portfolio to your objectives:
     
     

     Is your goal above average long term growth?
     Or is it safety of capital & income generation?
     Or is it both income generation combined with long term growth?
     
     If you are an investor looking to accumulate and grow assets consider Mutual Fund portfolios designed for long term above average growth.
     
     If you are a retiree consider Mutual Fund portfolios designed to reduce risk and generate income while still allowing your assets to grow.

   • Allocate your assets to reduce investment risk. Diversify your assets to take advantage of growth opportunities.
     
     

     There is a wide range of mutual fund investment choices available such as Stocks, Bonds, Money Market, Small Cap, Mid Cap, Large Cap, Foreign & Domestic, and Specialized Sectors such as Oil & Gas or Manufacturing.
     
     We can help you understand what these different investments offer you and show you how allocating your assets across a broad range of companies, industries, and geographic locations protects you from over exposure to the ups and downs of a specific company or industry.
     
     By the same token, diversifying your assets across a selection of mutual funds allows you to take advantage of strong market sectors and grow your portfolio.

   • Mutual Funds offer a potential for higher return in comparison to guaranteed fixed income investments like GIC's.

     However, the risk with mutual funds are that returns are not guaranteed, while the risk with GIC's are their returns are generally lower and therefore don't offer the growth potential of mutual funds.
     
     It's important to understand where these investments fit into your overall financial plan and consulting a professional will help you compare and contrast the risks and benefits of both mutual funds and fixed income investments.

   • We can show you how fund returns can be impacted by which “type” of plan or they are held in. In other words…
     
     

     We will show you which funds are best held in registered retirement plans and which funds are best held in non-registered plans in order to maximize potential return on investment and reduce tax payable on the various types of investment income mutual funds produce.
     

   • We can explain “corporate” structured mutual funds – and how their preferential tax treatment can benefit both individual investors as well as business clients.
     
   
   
3. Invest with confidence with 2 levels of Professional Money Management working for you:
   
   
   • Level 1: We routinely monitor and assess funds that make our short list to ensure performance standards are maintained over the short & long term. Concurrently, we look for new opportunities that will make the grade based on corresponding key factors.
     
     
   • Level 2: Benefit from expert financial market mutual fund managers who have the knowledge, training, time and resources necessary to make successful investment decisions.

Our mutual fund dealer is:

Manulife Securities and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.

This website is intended for use by residents of the province of Ontario only.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.