eNews

eNews

November 2016

September 2016

We are pleased to announce that "Wealth & Finance 2016" has recognized Personalized Investment Planning Inc. with their prestigious wealth and money management award in the category of "Best for Corporate and Individual Financial Planning - Canada".

Sincerely,

MICHAEL GENTILE, B.A., C.L.U., CH.F.C., C.F.P.
President

November 2015

Will CRM2 kill banks' proprietary products? To view Michael Gentile's comments in the following article from the September 2015 Edition of Wealth Professional Magazine, click here.

September 2015

Of Interest to Note:

Consistent with what I have said to you my valued clients on numerous occasions, you will find the linked article from the Tuesday Sept 22nd Edition of the Financial Post. One of the primary reasons we invest in North America and Canada, in particular, is the abundance of natural resources.

The governor of the Bank of Canada makes reference to our natural resources and "that it is far better for a country to have resources than not to have them." He also comments on the fact that the world will continue to need oil, gas, fish, food, minerals and other resources (think potable water).

For years I have been saying that the global population will not quit eating anytime soon and that we will need sources of energy to transport goods and provides services.

In conclusion, please let me know if these needs will be changing anytime soon and I will adjust your portfolio accordingly, otherwise I would recommend that we stay the course and take advantage of the valuable resources that we as Canadians have been so richly endowed with and will need for many generations to come.

MICHAEL GENTILE, B.A., C.L.U., CH.F.C., C.F.P.

We are pleased to announce that "Personalized Investment Planning Inc." has been awarded the 2015 WEALTH & FINANCE INTERNATIONAL Wealth & Money Management Award, having been named "Excellence in Risk Management - Canada" & "Best for Cash Flow Optimization - Ontario". It serves as recognition for our extensive efforts to provide quality service and advice to our clients. We would like to extend a heartfelt Thank You to you, our valued clients for all your support. To review the 2015 winners, please click here.

August 2015

Click here for our Summer Newsletter

April 2015

View Michael Gentile's comments in Wealth Professional "Clients fight to keep embedded commissions" from April 23rd

We are pleased to announce that "Personalized Investment Planning Inc." has been nominated in 2015 for the prestigious "Wealth and Money Management Awards." This would not be possible without the loyal support of our valued clients. We Thank You. Michael Gentile, C.E.O. Personalized Investment Planning Inc.

FEDERAL BUDGET 2015
- TFSA contributions to be increased to $10,000/year
- RRIF required withdrawal rates to be reduced

There Is A Cost
A recent "Time Magazine" article that you may find interesting, click here

March 2015

Click here for our Spring Newsletter

July 2014

We are pleased to advise that Personalized Investment Planning Inc. was just recently recognized by the U.S. Trade and Commerce Institute as a 2013 Canadian Excellence Award recipient. We were selected as one of the companies that both meet and exceed the industry benchmarks. Needless to say this is consistent with our long term approach to business and our mission statement "not to meet but to exceed our clients' expectations." We would like to take this opportunity to Thank You, Our Clients, whose loyalty and support has made this award possible.

Sincerely,

MICHAEL GENTILE, B.A., C.L.U., CH.F.C., C.F.P.
President

May 2014

At first glance, the comment "Bank of Canada's Stephen Poloz says interest rates to remain low for years to come" gives the impression that interest rates are not going to move up. We believe the real issue is by how much and when?

We expect rates to begin creeping up in 2014. Interest rates are driven by inflation and while inflation has been relatively benign over the last number of years, one cannot afford to ignore the laws of supply and demand and their eventual impact on interest rates in the future.

As the cost of goods and services (taxes too) begin to climb, the labour market will be looking for wage increases to at least match or keep pace with the cost of living. In conclusion, this is not rocket science but more akin to common sense.

Click here for the corresponding Financial Post article.

April 2014

Cash Flow and the Soaring Cost of Energy

Client Service Check List

6 Basic & Simple Investment Rules

March 2014

Michael Gentile is featured in http://www.wealthprofessional.ca/news/regulation-creating-a-bulletproof-investor-says-advisor-176715.aspx/

January 2014

The following is a summary of reasons why we have consistently provided our clients with North American Investment Options. I sincerely believe that it is not unreasonable to say that the investment fundamentals remains the same and that it is unlikely that they will change in the near future...
Why We Invest in North America

October 2013

We continue to recommend that our clients maintain core investments in North America for a variety of reasons, one of which is the need for potable water and the need for sustainability of perhaps the world's most valuable resource. We think this will give you something to think about... http://thinkingbig.fidelity.com/water

May 2012

FOR ONTARIANS, A SUCCESSFUL RETIREMENT REQUIRES A DEBT FREEDOM PLAN "Most people think about savings as the key financial consideration for retirement," stated Mike Gentile, a Chartered Financial Consultant & President of Personalized Investment Planning Inc. in Kitchener, Ontario. "But debt-freedom is a critical consideration for Ontarians, and they find the idea of retiring with debt extremely stressful. An experienced Financial Advisor employs tools such as Cash Flow Analysis and Financial Planning Concepts to assist clients in reducing their debts while giving them an opportunity to increase their tax advantaged savings."

﻿﻿eNewsNovember 2016﻿

﻿September 2016

﻿November 2015